Terms of Service

Effective Date: February 15, 2026  |  Governing Law: Switzerland (Canton of Vaud)

By accessing and using zugestates.com ("the Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must discontinue use of the Website immediately.

Content Purpose and Limitations

All content published on ZUG Estates, including articles, analysis, data visualizations, market reports, price comparisons, and commentary, is provided for informational and educational purposes only. Nothing on this Website constitutes financial advice, investment advice, real estate advice, legal advice, tax advice, or any other form of professional advice. The content should not be relied upon as a substitute for professional consultation with qualified financial advisors, real estate agents, tax consultants, mortgage specialists, or legal professionals.

We make reasonable efforts to ensure accuracy, but we do not guarantee that the information on this Website is complete, current, or free from error. Property prices, vacancy rates, tax rates, regulatory frameworks, and other data points referenced on this Website are subject to change without notice. Users should independently verify all information before making any financial, investment, or property-related decisions.

Intellectual Property

All content on zugestates.com — including text, design, graphics, logos, typography, layout, code, and the selection and arrangement thereof — is the intellectual property of ZUG Estates and is protected by Swiss and international copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any content from this Website without our prior written consent, except for the limited purposes of personal, non-commercial reading and research.

Brief quotations with proper attribution and a link back to the original content are permitted for journalistic, academic, and commentary purposes in accordance with Swiss fair use principles.

Third-Party Links

This Website contains links to third-party websites, including government agencies, financial institutions, corporate disclosures, research organizations, and news outlets. These links are provided for reference and convenience. ZUG Estates does not control, endorse, or assume responsibility for the content, privacy practices, or accuracy of third-party websites. Clicking a third-party link constitutes your departure from zugestates.com and your interactions with external websites are governed by their respective terms and policies.

User Conduct

By using this Website, you agree not to use our content for any unlawful purpose, attempt to gain unauthorized access to our systems or infrastructure, introduce malware, viruses, or other harmful code, scrape, crawl, or systematically download content for commercial purposes without authorization, misrepresent your identity or affiliation when contacting us, or interfere with the operation or performance of the Website.

Limitation of Liability

To the maximum extent permitted by Swiss law, ZUG Estates, its founders, editors, contributors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Website, your reliance on any content published on this Website, any errors, omissions, or inaccuracies in our content, any property purchases, investments, or financial decisions made based on information found on this Website, or any unauthorized access to or alteration of your data.

This limitation of liability applies whether the claim is based on contract, tort, negligence, strict liability, or any other legal theory, and whether or not ZUG Estates has been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless ZUG Estates, its founders, editors, contributors, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from your use of the Website, your violation of these Terms, your violation of any third-party rights, or any content you submit or transmit through the Website.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of Switzerland, without regard to conflict of law principles. Any disputes arising from or relating to these Terms or your use of this Website shall be subject to the exclusive jurisdiction of the courts of the Canton of Vaud, Switzerland. Before initiating formal legal proceedings, both parties agree to attempt resolution through good-faith negotiation for a minimum period of 30 days from written notice of the dispute.

Modifications

ZUG Estates reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Website following any modification constitutes acceptance of the updated Terms. We encourage you to review these Terms periodically.

Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect. The unenforceable provision shall be modified to the minimum extent necessary to make it enforceable while preserving its original intent.

Contact

For questions regarding these Terms, please contact us at editorial@zugestates.com — ZUG Estates, Vevey, Canton Vaud, Switzerland.

Entire Agreement

These Terms, together with our Privacy Policy, Disclaimer, and Editorial Policy, constitute the entire agreement between you and ZUG Estates regarding your use of this Website. Any prior agreements, understandings, or representations relating to the subject matter of these Terms are superseded. No waiver of any provision of these Terms shall be effective unless made in writing and signed by an authorized representative of ZUG Estates.

Force Majeure

ZUG Estates shall not be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from circumstances beyond our reasonable control, including but not limited to natural disasters, pandemics, governmental actions, cyber attacks, infrastructure failures, or disruptions to third-party services upon which the Website depends. In such circumstances, our obligations will be suspended for the duration of the force majeure event.

Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. ZUG Estates may assign its rights and obligations under these Terms to any affiliate or successor entity without notice. Any attempted assignment in violation of this provision shall be null and void.